Don't Let Cost Stop Your Comfort

$0 down financing available through GreenSky. Get approved in minutes — right from your phone. Flexible payment plans for any budget.

Apply Now 📞 Call Us

How Financing Works

Apply Online

Quick application — just your name, address, and income. Takes 2 minutes.

Get Approved

Most homeowners approved within minutes. Soft credit check won't affect your score.

Choose Your Plan

Pick the payment plan that fits your budget — multiple terms and rates available.

Enjoy Comfort

We install your new system. You make low monthly payments. Simple.

Financing Plans

We've partnered with GreenSky to offer flexible financing for HVAC and electrical projects. Multiple plans available — find the one that works for you.

Promotional

0% APR

18 Months

No interest if paid in full

No interest for 18 months
Equal monthly payments
No prepayment penalty
Quick approval

Apply Now

6.99% APR

60 Months

~$89/mo on a $5,000 system

Low fixed rate
5 year term
Predictable payments
No prepayment penalty
Finance up to $65,000

Apply Now

Extended

9.99% APR

120 Months

Lowest monthly payment

10 year term
Lowest monthly payment
Great for large projects
No prepayment penalty

Apply Now

What Can You Finance?

❄️ AC Replacement

New air conditioning systems from top brands. Stay cool without breaking the bank.

🔥 Heating Systems

Furnaces, heat pumps, and heating installations. Finance the warmth your family needs.

⚡ Electrical Panels

200A panel upgrades, whole-home rewiring, and EV charger installations.

🏠 KOHLER Generators

Whole-home backup power. As low as $258/month for a KOHLER 26kW generator.

💡 LED Lighting

Indoor and outdoor LED retrofits. Lower your electric bill while upgrading your home.

🔧 Major Repairs

Unexpected repairs happen. Finance the fix so you're not stuck without AC or heat.

Ready to Apply?

Call us to get started or visit our office. We'll walk you through the application — it only takes a few minutes.

📞 Call (254) 634-0748 to Apply

Or ask your technician about financing during your service call.

Financing FAQ

The initial pre-qualification uses a soft credit check that does NOT affect your score. A hard inquiry only happens if you accept a financing offer.

GreenSky works with a range of credit profiles. Many customers with scores of 600+ are approved. The best rates go to higher scores, but we encourage everyone to apply — you might be surprised.

Absolutely. There are no prepayment penalties on any of our financing plans. Pay it off whenever you want with no extra fees.

GreenSky offers financing up to $65,000, which covers even the largest HVAC installations, generator systems, and whole-home electrical upgrades.

No. All of our financing plans are $0 down. Your first payment isn't due until 30 days after the work is completed.